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小企业贷款
欧亚体育 administers these funds to encourage business development in the 亚特兰大市.
欧亚体育|官网
With a higher quality of life, 有才华的员工, 还有更低的生活成本, Atlanta is where more people and businesses are choosing to move.
Learn about the demographics and opportunities in the 亚特兰大市.
Learn about why Atlanta is a great place to invest in or expand to.
We can help you finance your project and connect you with key resources.
See why Atlanta is a great opportunity for development projects.
2024年3月27日
March: 经济适用房 Roundup
See how we've helped other companies in Atlanta, and learn more about what we can do for you.
Learn about the demographics and opportunities in the 亚特兰大市.
We can help make your dream of owning a home in Atlanta a reality.
Discover why Atlanta is a great place to settle down and call home.
Find programs and incentives that work for you.
Learn how Atlanta is helping existing residents with critical home repairs.
We can help make intown living affordable for you.
See apartments that 欧亚体育 has helped finance.
2024年3月4日
经济适用房 Roundup
We may be able to help your company with gap financing – see which loans you qualify for.
欧亚体育 administers these funds to encourage business development in the 亚特兰大市.
Provides financial support in response to economic disruptions by COVID-19
Aimed to alleviate sudden and severe economic dislocation caused by the coronavirus (COVID-19) pandemic and provide permanent resources to support economic resiliency to further the long-term economic objectives of the region.
$10,000 to $100,000
Not to exceed 7 years; with a 6-12-month deferment prior to first loan payment
1% to 3%
The ACRLF is created to provide a public benefit to small and medium-sized local businesses engaged in trade, 行业, and commerce to address the economic shock to the business ecosystem and disaster caused by COVID-19 in the 亚特兰大市.
全市
During the COVID19 disaster and similar periods, ADA intends to help eligible businesses retain jobs.
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Financial and technical assistance of up to $5 million for small minority- and female-owned businesses relocating or expanding in the 亚特兰大市.
Offers financial and technical assistance to small minority- and female-owned businesses relocating or expanding in the 亚特兰大市.
Up to $5 million for job creation; $5.5 million for public policy manufacturers; $4 million for NAICS Sector 31, 32 or 33 manufacturers.
10年或20年
Based on 10-year Treasury Note
10%股权注入
全市
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Provides small businesses with affordable loans from $10K to $100K.
Provides small and medium-sized businesses with affordable loans.
$10,000 - $100,000
3至7年, (15 years for real estate)
½ of prime plus 2% (4% minimum)
全市
Create or retain 1 job for each $35,000 loaned
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Supporting job creation with gap funding from $100K.
Supports job creation by providing gap funding to small and medium-sized businesses creating new quality jobs.
$100,000
3至7年, (15 years for real estate)
½ of prime plus 2% (4% minimum)
20%股权注入
全市, with special consideration for businesses in Priority Areas.
At least 5 quality jobs providing healthcare coverage
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Stimulating growth within the 授权区域 with funding from $25-50K.
Stimulating growth within the 授权区域.
$25,000 - $50,000
库存最长可达5年 & working capital, 7yrs fixed assets, 10 yrs leaseholder improvements & 15 yrs property acquisition.
从0到' +2
10%股权注入
授权区域
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Aimed at supporting job creation in distressed neighborhoods with funding from $50-100K.
Seeks to spur job creation and economic development by providing small business lending in distressed neighborhoods in the 亚特兰大市.
$50,000 - $100,000
3至7年
Based on evaluation of cash flow
20%股权注入
有针对性的区域
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直接贷款 of up to $100K to businesses located within business improvement districts.
Encourages the revitalization of targeted business districts and supports development in other eligible areas.
直接贷款: $100,000 maximum
Loan Participants: Not to exceed 10% of total financing
3至7年
Based on evaluation of cash flow statement.
20%股权注入
Business Improvement Districts
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Provides support for permitted street vendors in the 亚特兰大市 to purchase of vending carts that are compliant with the vending ordinance.
Assists permitted street vendor in the 亚特兰大市 by providing support for the purchase of vending carts that are compliant with the vending ordinance.
最高3,000美元.
不超过2年
0%
Matching portion must be at least a 1:1 ratio
全市
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Provides financial assistance to small businesses and start-up companies located within accelerators, incubators and co-working spaces in the 亚特兰大市.
$5,000 to $20,000
3 years with a six-month deferment before the first payment is due.
2%的固定
Must maintain a business location in the 亚特兰大市.
全市
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Provides funds for existing companies improving commercial property, 采购设备, 家具及固定装置, and paying off high-interest business debt.
Funding for existing companies improving commercial property, 采购设备, 家具及固定装置, and paying off high-interest business debt.
$10,000 - $50,000; up to $30,000 can be used for working capital.
直接贷款
Varies Between 3 and 7 Years
3%的固定
Must be a recent graduate or attending a technical assistance program.
全市
放弃
Cleanup financing for eligible redevelopment products within the city limits.
The 亚特兰大市 - 欧亚体育 Brownfield Revolving Loan Fund (BRLF) Program provides financing for eligible brownfields clean-up projects within the Atlanta city limits. Brownfields Revolving Loan Fund (BCRLF) loans are available to qualified, suitable market- ready sites to appropriate developers and buyers. The loans provided by the BRLF fund the remediation required for site cleanup, which then allow redevelopment projects to go forward.
For full program information, please visit: Brownfield Revolving Loan Fund
Loan terms will be based upon the borrower's needs, repayment ability and how much the borrower is financing. Repayment terms will be customized depending on the projects cash flow needs. Interest only payments may be made available for the first year; however, all loans will be fully amortized by a daily rate. Deferred payments may be an option in structuring a workout plan. Generally, terms will be kept as short as practical in order to recycle funds. 所有条件, 包括贷款期限, will be evidenced by a promissory note, 安全文件, and other closing documents, 必要时, 在交易结束时签署.
Interest rates will be established to meet the needs of borrowers while yielding income to support the administrative expenses of 亚特兰大市 BRLF. 利率, 一般来说, will be less than or equal to the prime interest rate, but not less than zero percent. It is anticipated that loan rates will be between zero percent (0%) and the current market rate plus one hundred basis points. The prime rate shall be the prime rate quoted in the Wall Street Journal or the maximum interest rate allowed under State law. 利率 will be fixed for the term of the loan.
The Brownfield Revolving Loan Fund is available in Targeted Communities within the 亚特兰大市. The 亚特兰大市 and 欧亚体育 will focus its marketing activities on the Targeted Communities listed below in order to have a positive impact on these areas. 进一步, 欧亚体育, where possible will coordinate with the 凤凰基金 and Business Improvement Loan Funds to maximize financial impact when projects become eligible for multiple lender options.
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